Services Central Credit Register

Central Credit Register

What is the Central Credit Register?

The Central Credit Register is a national database that will, on request, provide:

• a borrower with an individual credit report detailing their credit agreements;
• a lender with comprehensive information to help with credit assessments; and
• the Central Bank with better insights into national trends in the provision of credit.

The Credit Reporting Act 2013 requires PCU to process your personal and credit information for the Central Credit Register. From 30 June 2017, we submit personal information to the Central Credit Register that we may already have about you, such as:

• Your name;
• Address;
• Date of birth; and
• Personal Public Service Number (PPSN) - a very important piece of information for matching.

Why does the Central Credit Register need this information?

This information is needed to make sure that your loan is accurately matched, including loans that you may have with other lenders. Producing a full and accurate credit report is one of the main aims of the Central Credit Register. We will also submit credit information each month about your loans, if the loan is for €500 or more. Your loan information will be stored securely on the Central Credit Register where it will be used to create your credit report. The Central Credit Register will not calculate a score or grade for your credit report.

Information will be kept on the Central Credit Register for five years after your loan is paid off.

The Central Credit Register has been set up by the Central Bank of Ireland under the Credit Reporting Act 2013.

Contact Us
  • Progressive Credit Union
  • Tel: (01) 841 1348
  • Fax: (01) 841 3865
  • Email:
  • Web:
  • Address: Progressive Credit Union Limited is regulated by the Central Bank of Ireland. Reg. No: 226CU
About Us

Together we're Better

Progressive Credit Union now has seven offices across north Dublin and employs over 50 staff. It is governed by 11 directors and 3 individuals on the Board Oversight Committee. Our Common bond covers the following locations and surrounding areas Baldoyle, Donabate, Glasnevin, Howth-Sutton, Portmarnock, Rush-Lusk, Skerries, Swords Rivervalley, and the greater Balbriggan area including as far as Naul and Stamullen in Co. Meath.

Contact Us
  • Tel:
  • Fax:
  • Email:
  • Address:
  • +353 1 8411348
  • +353 1 8413865
  • Harper House
    43-45 Dublin Street
    Balbriggan K32 NX58
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Progressive Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 226CU